Megha Kaushik

Over the span of the past 15 years, each role I have occupied has served as an indispensable fulcrum, not merely augmenting my proficiency but also exponentially expanding my immersion in the multifarious intricacies of financial systems and jurisprudential frameworks. From my initial tenure at the State Bank of India to my current capacity as the Head of Supply Chain Finance at Patanjali Foods Limited, I have been instrumental in orchestrating comprehensive financial architectures for supply chain constituents. This entails the astute administration of liquidity, the deployment of intricate supply chain financing instruments, pre-emptive NPA remediation strategies, meticulous risk abatement protocols, and the elimination of manual interventions through high-level automation.
As an unwavering advocate for business intelligence ecosystems and AI-augmented methodologies, I helmed the metamorphosis from traditional payment paradigms to a fully automated framework synchronized with SAP R3. This paradigm shift not only expedited transactional throughput but also obviated cumbersome administrative bottlenecks, fortifying our bargaining leverage with suppliers and vendors to secure more advantageous contractual terms. On the receivables front, I implemented an analogous digitized schema tailored to meet the financial exigencies of downstream channel alliances, effectuating a marked diminution in Days Sales Outstanding (DSO). This initiative extended its ambit to both primary channel collaborators and Tier 2 and 3 funding contingents, affording meticulous oversight of tertiary sales strata. The resulting liberation of previously encumbered capital significantly bolstered liquidity, channelling resources toward reinvestment and diminishing dependence on external credit facilities. In tandem, I instituted a specialized task force to enforce payment discipline and forestall the accrual of non-performing assets (NPAs).